Posts Tagged ‘insurance

18
Feb
20

Fear, a Personal Analysis of the Concept

****

A wise man once said…

Fear is a reluctance to accept and learn from a possibility.

[This shall be a pooling place of thoughts and/or philosophy on the concept(s) of fear.]

Unlike denial, which is an absolute resistance to something being a possibility, fear acknowledges the possibility and responds with a frown of disapproval. If allowed to fester and grow, fear becomes a vile mold or weed that feeds off the energy that keeps its host active; it saps motivation and ambition. Some can dismiss nightmares in a short span of time; others remain troubled by them. And, still others may repeat the nightmare (in what is known as a “recurring nightmare”), similar to deja vu and a difficult reincarnation; some might say this is karma or learning a hard lesson while others would judge it as a reluctance to let go of a figment of the imagination. None of it is real…except to the one who experiences it and, perhaps, those who’ve already had the same or a similar experience.

In Star Wars: The Empire Strikes Back, when Luke Skywalker is told Darth Vader is his father, he scowls and squeals as he says this cannot be true. He is genuinely afraid of the possibility he does not want to accept. If Luke was purely brave, ignorant and/or unafraid, he would have kept a straight face and told Darth Vader to go stick his red lightsaber where the sun doesn’t shine. And, it wasn’t “the force” making Luke afraid, either, even if Darth Vader, with his oddly skull-like mask, can be a bit intimidating.

Some fears are common, easier to share and accept as real, fears of the dark, deadly creatures, clowns, heights, cramped spaces, etc. Others are more particular and personal, fears of threatening people we’ve met, fears of dogs after being attacked by one, fears of eating a certain food after someone tricked you with a tainted sample, fears of trusting certain merchants after being duped into buying something, fears of rape after being a victim.

In regards to the last example, a fear of rape may be common, experienced by many, but every individual experiences it a little differently based upon the type of person who assaulted them. Someone first raped by a family member will not be as wary of a stranger while the one raped on the street will not be as concerned about family assaulting them. Thus, one victim may not always be able to “relate” with another; there may be resistance to comforting each other from a shade of difference.

Some say fear is good; they claim you cannot know or feel courage without knowing fear. But, how courageous are they who are programmed to fear a “common enemy” and/or follow the orders of a commander without question? Are all soldiers brave? Are they not also afraid? Are some not more afraid than brave? Are the ones who are more brave than afraid also naive? How many truly know the enemy and the reasons to be afraid and/or brave? [Gee. That’s a lot of questions I just asked.]

Fear is often, not always, broken by experience. You’ll fear cutting yourself less once you’ve cut yourself enough times and learned how to tend the wounds…and you’ll eventually, hopefully, become wise enough to avoid repeating the mistakes.

[Let me just pause right there to mention……I am not talking about “cutter” cutting. I don’t mean people who cut themselves to bleed out the pain they think this act will relieve. That is a different psychological puzzle with traces of will in the mix. A person who cuts him or her self while tackling a task, cutting wood, working with metal, etc., may be cut and learn from the experience. An emotional and troubled “cutter” ignores the lesson in favor of a sensory experience, similar to how some people use sex for pleasure and forget the emotional relationship aspect which often translates into “making love.”]

Similarly, we become less afraid of monsters and “things that go bump in the night” when we walk enough dark corridors, get tired of mysterious sounds in the dark and watch enough scary movies to make us laugh at what some deem horror. There’s a word for that, a word some may have a tough time spelling. Fear loses its strength the more we become numb to it. And, once we are numb enough to the fear, we can and must then rise above it.

I keep thinking back to a TV movie I’ve watched a few times, Merlin. In that movie, the grand wizard-in-training dismisses his enemy by ignoring her, depriving her of the response and attention she demands. He says she will be forgotten when and if people turn away from her. How peaceful and poetic is that justice? He didn’t lay a hand on her. He didn’t fight her. He just walked away from the fight and let “the powers that be” sort everything out. Now, sure, if the gods were cruel, his enemy could have stabbed him in the back or moved the sorceress in front of him in a way that would make her a constant pest to his senses. But, that wasn’t how the story ended. In any case, Merlin’s example sheds light on how we must get past our fears…but only once we’ve conquered them. Without having a firm grip on ourselves and proving a fear no longer can hurt us, it remains with us like a difficult infection or disease.

From personal experience, I’ve been living with a number of fears. Some come with/from a lack of experience; I acknowledge that. Others come from experiences I refuse to repeat, even if a harsh higher power puts me right back in the pit with the troublemakers. Some would say I need to go to the sources of my fears, face them and get over the feelings. But, there are some “sources” facing would only agitate the feelings. And, yet, I am sure facing even those sources would have some positive effect, a thickening of the skin as all repeat experiences should have. [To each their own path to recovery.]

Just imagine having a fear for more than a decade…for more than a few decades…for as long as one has been a legal adult or even longer, in some cases.

As a kid, I had a fear of the dark. It wasn’t so tragic that I needed a light on at all times or a hand to guide me to the bathroom. But, it pecked at me for a while. Then, I stubbed my toes a few times and confronted shadows; I spent more and more time sitting in dark places when I didn’t want to face scary company my parents kept and when I didn’t want to put up with guests who smoked, drank and spoke aggressively. I grew a thick skin that still has a slight fear of what lurks in the dark; I still shudder, occasionally, when I let a possibility enter my mind.

The best remedy I can give for this sort of fear is to accept whatever comes; if you are meant to die from what troubles you in the dark, you will. And, you cannot avoid it. Luckily, I’d hope, anything lurking in the dark won’t have an effect on more important matters like personal long-term finances. So, you might get assaulted and robbed of SOME wealth; but you’ll live to bank another day.

I’ve also been a victim of bullies most of my life. Pick a decade, and I can describe a few pests who have jabbed me with needles of ridicule and intimidation. I can cover one hand with the number I’ve stared down and repelled by my own defiance. The other hand holds those who eluded my seemingly limited influence. I cannot deny the possibility another won’t appear. I must accept this and be prepared for it. I should not be or have to be troubled by the possibility, at my age. But, such is life, and, so far, life keeps throwing me rockheads. [Maybe that’s why I become so fascinated with Geodude in Pokemon games. It’s a sort of therapy for dealing with bullies.]

[This ties a bit into how I feel about “supporting the troops.” I hear countless pleas for donations and support for forces taking it upon themselves to root out “evil,” “enemies,” “disease” and “threats.” But, from my experiences with bullies–and my fair share of ailments–it’s hard for me to buy “bully insurance.” I recall some TV shows of my youth that offered such remedies; victims would be asked by brave bigger kids to pay for the services of a protector. But, what guarantee does this provide? The brave bigger kid is not always around when a bully decides to strike; he cannot be everywhere at once and has his own life to maintain. Just as soldiers have families and friends and duties placed upon them by their governments; they cannot spend all of their time and energy on confronting things that may go boom in the night.

A soldier, in my opinion, is called upon to deal with a warring threat. War calls, and the soldier answers. If there is no war–only a fear of war or violence–the soldier is facing a vague enemy and at risk of paranoia and its ugly cousins. A soldier riddled with fear and doubt is open to sneak attacks and confusion. A soldier with a set goal in mind and the preparation to deal with anything that crosses his/her path is more likely to succeed in his/her mission.

And, as a supporter of said soldier, if the objective of the soldier in need is not clear, donated resources are at risk of waste, just as some buy groceries to satisfy a possible need but then let the food rot as they become involved in other preoccupations.]

Now, I have spilled quite a load from my busy brain. I don’t know how to conclude. So, I will leave things as they lay and let readers do with my notions what they will. Discuss.

06
Dec
19

Gaming Frustration Vent, 12-6-2019

****

Just blowing off a little G5 hidden object game steam, again.  It’s convenient I came across this caveman-ish fellow.

G5-games-vent_geico-caveman-spoof-ad_ap-CSPP-1200x800-2

[Tee-hee.  Car insurance laugh.]

16
Sep
19

A Fatal Choice -Which Do You Choose?-

***

Let’s say you enter this life and have two choices of how to live.

A) You survive until you are 60 to 110 years old but are doomed to die from a plague sweeping the planet which ultimately touches nearly every person like mold on pumpkins. Your life expectancy is a blend of genetics and whatever man-made products you put into yourself which keep you going as long as you can…as well as bringing you down in the end.

B) You sign a contract or invest in the necessary equipment (sort of like paying for college and all that goes with it to get a degree) to transfer your “doomed” human identity into a machine supplied by a monopolizing company already spreading its financial cloak of dominance over the planet. However many years and however you live those years as a human being are inconsequential; as you will join the collective hive/mind of billions of other robots who bought into this “life insurance plan.”

Which would you choose?

Or, do the prospects of both make you wish you were never born?

[More on that philosophy in a near-future post.]

Just answer the question. Don’t LIKE or star this for later and forget about it or pass it on. And, if it’s not too much trouble, explain your answer/decision; what makes you choose that path?

21
Aug
18

Conditional Friendships, Lousy Incentives and Switching to Find Fleeting Happiness

****

You have two people who want to be your friend. One cannot guarantee they will remain your friend if you do anything to upset the friendship. The other says you can make one big mistake and be forgiven without any change to the friendship. The second person sounds pretty reassuring; right? But, what happens if you do anything to upset the friendship after that first big mistake?

What’s the news flash here? No; it’s not about not being perfect. It’s about “changing rates” of support. When all someone can offer is a temporary incentive, is befriending that source worth the investment? You wouldn’t want someone to give you a contract of conditions to be their friend or, even more impacting, their lover. Why would you want to gamble with something like insurance?

I’ll give you another scenario.

You want to pay someone to do a job for you. Person A wants to do the job at a consistent rate per day, and, if they’re really nice, they will let you know that rate up front. Person B will cut the price in half the first day but says nothing about what the job will cost you the following days. Person B is hoping to snag your attention with the first part of their offer before slipping the hidden consequence under your rug. And, to make matters more complicated and/or interesting, both person A and person B suggest “switching” who works for you at some unclear point during the time required. Switching also comes with an incentive similar to the one offered by person B. However, though no penalty is discussed for switching, the effort will likely wreak havoc on your workspace, rob you of privacy and put financial information at risk.

Does this sound like a game you want to play? If not, why the frhekhtehtlwbwe are we subjecting ourselves to this crap in all things financially binding? Why do we have so many ads pressing us to “switch service plans” and dodge “contracts” when it seems just about every source is selling the same garbage? Hubba, hubba, hubba…who do you trust? And, if the answer is no one…or if you play the switching game that’s presented to you…how exhausting this life is. It’s barely living. It’s running a hamster wheel before dying in a heating duct.

Wake up, people! How do we disconnect and stay connected? Start thinking and get out of the doldrums, all you Milos out there. [I’m telling myself, as well.]

11
Aug
14

They Don’t Make ‘Em Like They Used To

Have you ever heard someone say that about some machine, toy, phone, “doodad” or gizmo? You know…the title of this piece. It’s something I haven’t heard myself in a while. But, that’s just because I am no longer a kid surrounded by elderly folks. Those who said it to me have passed on, already. But, the message still rings true now and then.

There was a time not too long ago when adults of the ’60s looked at the toys and technology of the ’80s–particularly television sets–and said, “They sure don’t make them like they used to.” This was shortly after Americans took a break from bitching about the “China-men” making inferior products. But, even today, if you listen to some of these millionaire business types, where would they be if they didn’t have their production lines overseas? Not too long ago, there was a big stink being raised about lead paint on toys. Lead paint; something I haven’t heard about since childhood when there was considerable concern about kids eating paint chips from older houses. [But, if you get me started on lead paint and the Chinese labor force working for the U.S.A., we’ll be here all week.]

The point I am slowly trying to make is…

If you look at modern technology–everything from lawn equipment to household appliances to your “newfangled” flat TVs and razor-thin-ready-to-snap-at-any-moment computers–you don’t see many–if any–lifetime warranties. You’re lucky if you get a five-year warranty. What amazes me is how some manufacturers will avoid a fuss and let you have a replacement (sometimes at an additional expense even if it’s considerably smaller).

Back when, replacements didn’t come so easily. You didn’t trade in a $100+ phone made from nuclear waste that does everything from flash a light under your bed to manage your banking/spending every two years. You bought a phone that plugged into the wall and was glad it was still working when the power went out. Now, you drop your “phone” (and I use the term lightly) in a puddle or on the sidewalk (because you have to have it with you at all times), and you’re lucky if you aren’t forking over another $200+ for a replacement.

[You see how the price shot up in just a few years? There was a time when you expected a fairly standard price for a phone. The technology didn’t change in two years, and what you had worked just fine if you didn’t take it outside and throw/drop it everywhere, you klutzes. AND, your hand didn’t vibrate or glow in the dark after holding your phone for a few hours. Okay, so maybe I am exaggerating about the hand glowing in the dark.]

There was a time when you bought something with little fear of it not working in as many as ten years or more. You trusted a name that built a reputation for itself. You trusted the materials with which the item was made.

There was a time not so long ago when cash was so scarce, they called it the Great Depression, and countless lives were in financial jeopardy. Back then, they didn’t have “smart phone plans” to worry about. They didn’t even have video entertainment. How in the world did they live?!…you kids might ask. Well, I am fairly sure there was probably the same business scheming going on then as it is today. It just came under a different label as it drove people broke. But, whatever it was, I am sure it lasted the people a few more years than a computer telling its user, “It’s been two years. Replace me.”

You know what piece of technology hasn’t changed much since the dawn of time? Mankind. We may have lost some hair and body mass (ha). We may have learned to stand up straighter and use different words now and then. We may have changed the way we eat our food, dress and clean ourselves. We probably earned a longer life expectancy from working less and sitting on those asses people have been pointing and shaking their heads at, lately. But, we can be just as dumb as our ancestors.

How dumb are we? Well, we’re so dumb that we will slap anything on our skin or trust another human being to make us look young, “pretty” or “handsome.” We’re so dumb that we take pills as directed by other humans only to suffer side-effects we should have seen coming (but we didn’t…because we’re so dumb). We’re so dumb that we will burn a plant in our mouths or wash one down our throats to fight stress only to risk the lives of others around us and put that stress on our bodily organs, anyway. We’re so dumb that we move just like cattle as we chase the latest things because the ones someone stopped making last summer are now obsolete.

Can you replace your grandparents or siblings so easily? I think not. No matter what insurance policy you buy, pill you take or defense system you install, you don’t have a lifetime warranty or even a two-year warranty. Your number could be up tomorrow. [That’s another fairly old piece of lingo, by the way. Your number being up. For those of you born after the cellphone, it means “you could die.”]

So, the next time you think about buying some new gadget, trinket or Macintablet or reach for a fresh (or freshly charged) battery pack, remember what ol’ Writingbolt just told you. You can either drain your bank account (which was filled with your life force applied to that thing called work…of whatever kind you employ) every few years chasing stupidity. Or, you can wise up and rethink the way this world appears to be going. Buy something more reliable. And, invest in those around you who are worth more than any self-destructing wireless “life-distactor.”

Maybe it’s time we all slowed down to think instead of trying to be the one who throws him or herself into a wall the fastest. Yeah. That sounds dumb. Just give it time. I’m sure it’s out there on YouBoobTube, already. And, it’s getting a billion hits.

There was a time when hits were something your older brother…

01
Jul
14

Pay for Insurance; Forget Responsibility?

In recent USA news, health insurance has been a major source of discussion/concern. One particular company has been highlighted for religious values conflicting with general political procedure as well as for covering the cost of certain provisions and not others, namely birth control. I don’t know if it is part of the joke or true, but I heard Viagra is one of the provisions paid for by the company. What sense does this make?

That’s like saying…

“I won’t protect you from gun shots, but have a free assault rifle.”

“I won’t drive you home from the bar, but have a few free drinks.”

[Anyone else want to throw one in here? I’ll add it to the list.]

I’m not the most religious person yet I see the impact of careless sexual behavior. And, no birth control method has been proven (to me) foolproof. Despite man’s quest for the ideal machine/chemical formula, we’re still Einstein without the end-all-be-all equation to being. So…

The point is…people need to control themselves regardless of what money or some company/workplace provides (at cost). More SELF-control and less ARTIFICIAL control (chemical/financially costly). If you can’t keep your pants zipped and your “retirement” safe from draining lifeforms, it’s your own lack of sensible planning/decision-making. Why waste so much time, money, resources and energy on debating what people won’t do for themselves? Screw all this B.S. about what’s covered and not. And, stick it up your rears, you who make medical/health care so complicated and costly. If I won’t help myself, why should I trust or pay you to help me if all you care about is the financial cost? If we’re all taxed too much, what good are we doing each other or ourselves?

28
Sep
13

I Just Can’t Get “Stupid”

Watching people do foolish things in the same movie I’ve seen almost a half-dozen times now, I am struck with a notion about my own life and the world around me. I think of countless lives going through the same paces: lame conversations, political and religious squabbles, lousy excuses for entertaining oneself with what’s considered popular or current entertainment, pathetic pick-up lines, drunken mishaps, online dating, blind dates, arranged dates, hours upon hours of casual sex, friends with benefits, one night stands, more lame conversations injected with comparisons of body parts and intimate activities taken way too leisurely (instead of seriously), drug use and abuse, dares and contests demanding impressive results, mistaken tattoos and painful piercings, bad relationships ended in all sorts of unpleasant ways, divorce, abortion, multiple marriages, single parenthood, forsaking one’s religion/faith from any number of the previous weighing too heavily on the conscience and essentially declaring oneself a lazy “spiritual” person or atheist, alimony, child support, “pre-nups”, “post-nups”, jobs that don’t pay emotionally and financially, unpredictable insurance and retirement plans, etc. etc.

All of the above are things “most” people do as part of “the norm”. Not one of them can I commit so casually without a heap of discomfort amassing in my gut. And, upon once more realizing this boundary that separates me from “most” people, I am–yet again–discouraged from “entering the game”.

If someone explained the rules of chess to you, and you decided they were too complicated; how would you feel if everyone you saw around you was suddenly playing that very game? Imagine being the only deaf or blind person in your city, state or country, not knowing how to convey the full nature of your life experience to another living soul without fear of misunderstanding, isolation/segregation or something far worse.

How many cases in history were resolved horribly or violently/lethally from misunderstanding? Do I really want to be one of those cases simply because I don’t “go with the flow”? Can you begin to–if not already–understand how difficult it can be to wake up every day with little to no interest in doing any of those things previously listed while the rest of the world around me expects me to do just that if I want to “belong”?

I imagine myself driving a stick-shift car and not being able to downshift to that lower gear everyone else on the road around me uses to “get by”. I see them all pass me by either hastily or leisurely. And, there I sit in the middle of traffic, being honked at and unable to get my vehicle moving. I am a heartbeat away from a horrible accident. And, it has me on edge to the Nth degree. If I lose another minute, I could be dead. I need to get myself in gear and merge with traffic. Wait. I just need another–

I’m more content being of service to people as I find them and utilizing my creativity to its fullest. But, presently, that’s not filling in all the necessary boxes of a “normal” life. It’s not “financially sound” or “relationship savvy”. And, that worries me.

If you see someone stuck on the side of the road with his “blinkers” on, it’s probably me, not going anywhere. I just can’t get “stupid”.

 

[Disclaimer:  I use the word “stupid” as a substitute for mistaken and/or erroneous.  No one wants to be called stupid.  But, we all should know when we’ve made a mistake. And, I am a stubborn perfectionist.]




Archives